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Blog Posts in 2017

  • How to Protect Yourself Against Creditor Harassment

    || 20-Nov-2017

    When you are facing bankruptcy, you may be dealing with annoying calls from creditors on your personal phone, at your place of business, and even calling family members looking for you. Despite being behind on your bills, you do not need to endure poor treatment from creditors. The Fair Debt Collect Practices Act established several laws for creditors and debt collections practices. Even if you ...
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  • Florida's Statutory Rape Law

    || 13-Nov-2017

    In the United States, the age of consent is the minimum age at which a person is considered legally old enough to consent to participate in sexual activity. In Florida, the age of consent is 18 years old, which means individuals aged 17 or younger are not legally able to consent to sexual activity, and such activity may lead to statutory rape charges. Statutory rape is prosecuted under ...
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  • Do I Need a DUI Attorney If I Was Barely Over the Legal Limit?

    || 15-Oct-2017

    In all states, it is illegal for any noncommercial motorist to drive with a blood alcohol concentration (BAC) level of 0.08% or greater. Commercial drivers are “legally intoxicated” with a BAC level of just 0.04%. Drivers under the age of 21 will be over the legal limit set by the state’s own laws; in Florida, the legal limit for minors is just 0.02%. Being pulled over with a BAC ...
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  • How Long Will a Juvenile Crime Stay on My Child's Record?

    || 6-Oct-2017

    Teenagers, minors, and young adults often do not have full comprehension of the way the world works, especially when it comes to consequences for criminal wrongdoing. It is perhaps no surprise then that there is an entire branch of criminal law devoted to describing and penalizing juvenile crimes. It must be noted, though, that the criminal justice system that adults face when arrested, charged, ...
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  • Is Filing for Bankruptcy More Than Once in Your Life Allowed?

    || 15-Sep-2017

    When debts become too great and there is little hope of paying them off, many people and businesses will turn to bankruptcy for a sound legal solution to the problem. For individuals, Chapter 7 and Chapter 13 are the two most commonly used forms of bankruptcy, with the former attempting to completely eliminate as much debt as possible and the latter reducing debt and setting up a repayment ...
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  • My Florida Driver's License was Suspended: What Do I Do Now?

    || 6-Sep-2017

    In Florida, as it is in all states, driving is a privilege and not a right. To this end, your driving privileges can be suspended or revoked as a penalty for a number of reasons by taking away or invalidating your Florida driver’s license. One of the most common reasons a driver’s license is suspended in Florida is being arrested for or convicted of driving under the influence ( DUI ), ...
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  • How Are Bankruptcy Payments Calculated?

    || 15-Aug-2017

    When you file for Chapter 13 bankruptcy, you are able to pay back a portion or all of your debt through a set payment plan. These payments last between 3-5 years and can vary in monthly dues. So, how do you determine what you will be paying? If you are filing for bankruptcy and want to know what payment options may be at your disposal, find out how payment plans works and what factors may affect ...
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  • Am I Eligible for Expungement?

    || 4-Aug-2017

    For anyone who has been arrested or convicted of a crime in Florida, seeking expungement could prove extremely beneficial. An expungement will remove the offending crime from your records, sealing the record from every source, including government agencies unless they have a warrant. Removing certain incidents from your record may make it easier to obtain better employment opportunities, and could ...
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  • When Should I File for Bankruptcy?

    || 17-Jul-2017

    For many people, bankruptcy offers debt relief and a fresh start to your finances. However, filing for bankruptcy depends on a variety of factors and your individual circumstances. It is imperative to thoroughly review all of your options before making a decision to file. Prior to filing your case, consider the types of debt you have and the goals you want to accomplish through bankruptcy. ...
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  • Florida Penalties for DUI

    || 30-Jun-2017

    According to Florida law, DUI is a criminal offense that is proved by impairment of normal faculties or unlawful blood alcohol content (BAC) of.08 or above. The following are the potential DUI offenses according to the number of convictions: First DUI Offense Maximum jail sentence of six months Fine between $500 and $1,000, if BAC is.08 or above Fine between $1,000 and $2,000, if BAC is.15 or ...
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  • Alternatives to Bankruptcy: Debt Consolidation

    || 14-Jun-2017

    If you are facing aggressive creditors and mounting debt but wish to avoid bankruptcy, you may be able to seek an alternative solution. In some situations, combining debt can make repayment more manageable, and could help you settle your financial issues more quickly and efficiently. Whether you owe money for unpaid medical bills, credit card debt, private student loans, or personal loans, debt ...
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  • Chapter 7 vs Chapter 13: The Pros and Cons

    || 11-May-2017

    Once you have made the decision to file for bankruptcy, you will be faced with the decision of choosing which type of bankruptcy best suits your set of circumstances and will offer you the most effective form of financial relief. The two most common forms of bankruptcy are Chapter 7 and Chapter 13 bankruptcies, both of which serve different purpose. If you are just beginning to grapple with these ...
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  • Filing for Bankruptcy? Avoid These 6 Things

    || 4-May-2017

    If you have found yourself in a financial predicament caused by a recent divorce, the loss of a job, or high medical bills, you might already be mulling over the idea of filing for bankruptcy to eliminate your debts. However, you should be careful when navigating these financial waters as there are some decisions that have the potential to harm your bankruptcy case, which you should be aware of. ...
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  • Does Bankruptcy Wipe Out All My Debt?

    || 28-Apr-2017

    Bankruptcy can eliminate some debt, but it cannot eliminate all types of debt and wipe the slate clean. Before making a decision regarding whether or not you should file for bankruptcy, it is important to understand which debts will be erased and which will not. Generally, you can rid yourself of credit card debt through a Chapter 7 and Chapter 13 bankruptcy, but if you have other types of debt, ...
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  • Does Bankruptcy Hurt My Credit Score?

    || 28-Mar-2017

    Filing for bankruptcy is a difficult decision, and one that should only be made under the counsel and guidance of a skilled bankruptcy attorney. Although bankruptcy might seem like an end-all situation, it can be a new beginning for many. It is true that your credit score will be heavily impacted by filing for bankruptcy; however, you can rebuild your score. In some cases, people’s credit ...
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