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Debt Lawsuit Defense

Fight Back with Our Jacksonville Bankruptcy Lawyers

Creditors, lenders, banks, and collection agencies that want to collect on a debt all must abide by the rules established by the Fair Debt Collection Practices Act (FDCPA). Since harassment and intimidation are out of the question, or at least are supposed to be banned, many creditors rely on filing a lawsuit against people in debt. Being handed a summons from an official regarding a debt lawsuit can be frightening and will be poised as if it is undeniable, but the truth is that you do have options to defend yourself.

Albaugh Law Firm can be your debt lawsuit defense attorneys. Here’s why you should consider us:

  • 70+ years of total experience
  • Positive reviews and ratings on Avvo
  • Former prosecutors give us the edge
  • Trial-tested attorneys are ready to fight

If you are being harassed or simply do not know how to respond to a lawsuit, you can depend on us to provide the guidance you require. Set up a complimentary case evaluation with our team to begin understanding your rights in detail.

Your Options for Debt Defense

The first rule of debt defense is never ignore a summons or a collection agency’s advances. If you fail to meet a deadline or do not respond to an inquiry, you could lose a case judgement by default. There have been countless instances of the court ordering people to pay for a debt that was never actually their responsibility due to default judgements. The moment trouble stirs, you should come to our Jacksonville debt defense lawyers to see what you should do next.

The groundwork of your defense might be based on:

  • Lack of information: Many collection agencies buy debts from banks without any substantial information about how that debt originated. This missing information can be exploited by your debt defense attorney to have the case thrown out.
  • Renegotiation: Credit card debt, auto loans, medicals bills, and other financial situations that frequently lead to debt can be renegotiated with the help of an attorney. The matter may not need to go to court at all if the terms and conditions of your loan can be changed and agreed upon in the conference room.
  • Bankruptcy: Filing for bankruptcy will create an automatic stay that gets creditors and collectors off your back until further notice. You should not steer intentionally away from bankruptcy when it could be a valid and beneficial solution for your financial troubles.

Counter the Collectors – Call 904.450.5313 Today

When a lawsuit is filed against you, reacting with legal force of your own may be your best option. Contact our Jacksonville bankruptcy lawyers today for more information about how your situation can be resolved with as little stress on you as possible. Remember: do not ignore creditor harassment or legal summons.