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Jacksonville Loan Modification Attorney

Alleviate Your Financial Troubles Today

Are you behind on your monthly mortgage payments and are worried about possible bankruptcy? Depending on the circumstances, a loan modification may be a suitable option to help you achieve much-needed relief. As opposed to losing your home through foreclosure, short sale, or bankruptcy, you may actually be able to renegotiate the terms of your mortgage to better suit your financial situation.

At Albaugh Law Firm, our team of knowledgeable bankruptcy lawyers has helped countless clients throughout Jacksonville and the surrounding areas keep their homes through mortgage loan modification. Having earned a 10.0 “Superb” Avvo Rating and an extensive collection of positive client testimonials, we can guide you step-by-step through the associated legal process as swiftly and effectively as possible, ensuring that your rights are protected at all times.

Discuss your debt relief options in full during a free case evaluation.

How Does Loan Modification Work?

The process of loan modification involves negotiating with your lender to alter the terms of your mortgage with the goal of securing a more affordable monthly payment for you. Through negotiations, you may be able to change a number of your loan’s terms, including:

  • Lowering your interest rate
  • Reducing your monthly payments
  • Reducing your principal balance
  • Extending the repayment period
  • Counting past due payments towards the overall loan amount

Since the foreclosure process is costly for lenders, in many cases, banks and lending institutions are keen on keeping borrowers in their homes under altered terms. This process can be difficult, however, making it imperative that you retain the guidance and protection of an attorney from the beginning. Our knowledgeable lawyers understand what to say, who to talk to, and which strategies will be most effective to help you work out a desirable arrangement.

Retain the Powerful Support You Need

When homeowners choose to forego legal representation and attempt to handle their own mortgage modification negotiations, lenders may sometimes see them as easy targets and push terms that are not in their best interests. With our Jacksonville mortgage modification lawyers on your side, you can level the playing field and rest easy knowing that your rights as a consumer are protected. With more than 70 years of combined legal experience, we can help you understand your legal options and negotiate an arrangement that best fits your financial needs.

Call (904) 450-5313 or get in touch with our firm online today to get started.