Request My Consultation

How Can We Help?

Tell us about your case

Send My Info
  • National Association of Trail Lawyers Top 100
  • Ryan-Albaugh-top-rated-lawyer-2020
  • Florida Association of Criminal Defense Lawyers
  • The Florida State Bar
  • The Florida Bar Family Law Section
  • The United States District Court
  • Avvo Top Attorney General Practice
  • Yelp 5 Stars
  • Google 5 Stars

Recent Posts in Bankruptcy Category

  • Amid COVID-19, Florida Governor Suspends Foreclosures

    || 20-Apr-2020

    Since President Donald Trump declared a national emergency due to COVID-19, Americans’ lives have been turned upside-down. Schools have been closed and students switched to online learning. Businesses everywhere have shut down. Concerts, conventions, and events have been canceled, and even movie theatres have closed their doors. As a result, millions of Americans have been forced out of ...
    Continue Reading
  • What Happens to Debt When Someone Dies?

    || 4-Mar-2020

    If you’re like most people, you don’t enjoy contemplating your own mortality. In fact, this is such a sensitive subject that a lot of people, including high-net-worth individuals, never create an estate plan. But have you ever wondered about your debt and what would happen to it if you died? If you’re married, would your spouse be on the hook for it? Could your family members ...
    Continue Reading
  • Can You File Bankruptcy if You're Unemployed?

    || 3-Feb-2020

    If you’re unemployed and having a hard time paying your monthly bills, you may be considering bankruptcy and reasonably so. But you may also be wondering if you can file for bankruptcy when you’re unemployed. Will unemployment be a problem? It depends on the type of bankruptcy you’re interested in. Generally, if you file Chapter 7 bankruptcy, the fact that you’re unemployed ...
    Continue Reading
  • Can Child Support Be Discharged in Bankruptcy?

    || 1-Jan-2020

    “Sometimes it’s difficult to collect past-due child support, especially when those amounts reach into the tens of thousands of dollars. The average amount owed among noncustodial parents with child support debt is more than $21,000,” according to the Office of Child Support Enforcement. If you can relate to the above paragraph because you too have had difficulty paying your child ...
    Continue Reading
  • How Will Filing Bankruptcy Separately Affect My Spouse?

    || 3-Dec-2019

    If your financial obligations become overwhelming and you have a high amount of debt you might consider filing for bankruptcy, which may offer financial relief. One factor you might be thinking about when deciding on taking this legal step is how the action will affect your spouse and their finances. Deciding How to File When deciding to file for bankruptcy, you could either do it on your own or ...
    Continue Reading
  • What Happens if You Voluntarily Pay Discharged Debt?

    || 3-Sep-2019

    When you file for bankruptcy, some of your debts can be discharged. That means you’re not liable for paying the remaining balance on specific loans. Additionally, creditors and/or lenders are prohibited from attempting to collect on the balance or taking legal action against you to recover funds. Although you are no longer obligated to make payments on a discharged debt, bankruptcy does not ...
    Continue Reading
  • Does Wage Garnishment Affect Employment?

    || 17-Jul-2019

    If an individual falls behind in payments to a creditor, the company could take legal action to force them to repay the amount owed. One way they can achieve this is by requesting the court to issue a wage garnishment order, which requires that their employer withhold a certain amount of their paycheck. The withheld amount is sent to their creditor to pay towards their debt. A wage garnishment ...
    Continue Reading
  • Bankruptcy is a debt relief option that can stop creditors from taking action against you if you are delinquent on loans. When you file for bankruptcy, most of your debt is discharged or wiped out. If you want to make purchases before or after filing, it could affect the process or result in more debt. Making Purchases Before Filing for Bankruptcy When you file for bankruptcy, you are claiming ...
    Continue Reading
  • What Is a Bankruptcy Reaffirmation Agreement?

    || 7-May-2019

    After a debtor’s Chapter 7 bankruptcy case is completed, most of their debts will be discharged. That means the debtor will not be required to make payments and the creditor cannot take action to collect on unpaid loan balances. Reaffirming Debt to Keep Property In cases where the debtor had a secured loan – where property, such as a car, is used as collateral – the creditor may ...
    Continue Reading
  • AAF Declares Chapter 7 Bankruptcy

    || 18-Apr-2019

    The Alliance of American Football (AAF) is an eight-team league that began this year in order to compete with the National Football League (NFL) for the viewership of football fans throughout the United States. Unfortunately, after just eight games into its first season, the league filed for Chapter 7 bankruptcy on April 17, 2019, in a Texas court. Under Legendary Field Exhibitions LLC, the AAF ...
    Continue Reading
  • Claiming Bankruptcy if You're Unemployed

    || 1-Mar-2019

    Losing one’s source of income is one of the most common reasons people in Florida file for bankruptcy. If you have lost your job and you can no longer afford to keep up with all of your living expenses and debts, then filing for bankruptcy is one option you can use to keep your property and discharge unsecured debts. How Do I File for Bankruptcy if I’m Unemployed? If you are ...
    Continue Reading
  • Can Rental Debt Be Discharged in Bankruptcy?

    || 1-Feb-2019

    Are you behind on the payments on your rental property? Are you thinking of filing for bankruptcy to obtain relief from your debts? In this blog, we explain if rental debt can be discharged through bankruptcy. Rental Debt & Chapter 13 Bankruptcy If you file for Chapter 13 bankruptcy, you will have two options for dealing with your rental debts. The first is to take over the lease on the ...
    Continue Reading
  • Does Bankruptcy Stay on Your Credit Report?

    || 3-Dec-2018

    If you are dealing with past due bills and other forms of debt that you can’t seem to keep up with, then bankruptcy might be the right option for you. Before you file for bankruptcy, you should first learn about the long-term consequences. In this blog, we tell you if filing for bankruptcy will stay on your credit report. Bankruptcy & Your Credit Report Filing for bankruptcy can have a ...
    Continue Reading
  • How Do I Discharge Medical Debt in Florida?

    || 21-Nov-2018

    Did you know that most people who file for bankruptcy in the state of Florida do so because of medical debt? Although medical debt is a leading cause of bankruptcy, it is not considered secured debt, which means it can be discharged as part of a Chapter 13 bankruptcy repayment plan. In this blog, we explain how bankruptcy can be used to discharge your medical debt. How Much Medical Debt Can I ...
    Continue Reading
  • Fewer Floridians Are Filing for Bankruptcy This Year

    || 1-Oct-2018

    The American Bankruptcy Institute released statistics for the amount of bankruptcies that have been filed so far in 2018. According to these statistics, consumer bankruptcy filings in the state of Florida have dropped by 8% when compared to data from 2017. These statistics suggest that the current economic climate has helped consumers manage their debt. However, statistics for the month of March ...
    Continue Reading
  • How Can I Stop Wage Garnishment?

    || 17-Sep-2018

    When you are struggling with debt, things can get out of control fast if you aren’t able to manage your finances. Millions of Americans are living from paycheck to paycheck, and when creditors start to take money out of their hard earned checks, it makes it even more difficult to get a handle on the situation. One way to put an end to wage garnishment is to file for bankruptcy. Wage ...
    Continue Reading
  • Cryptocurrency & Your Bankruptcy

    || 15-Aug-2018

    Cryptocurrency is becoming more and more popular throughout the world. And while cryptocurrency has largely gone unregulated by governments, more and more nations are starting to take a stance on cryptocurrency in regards to regulations and law. While the world’s legal and government sectors have been trying to catch up with legislation for cryptocurrency, one area of law that has seen ...
    Continue Reading
  • What to Look for in a Bankruptcy Attorney

    || 4-Jun-2018

    If you are struggling to pay off all of your debts, it might be time to really consider filing for bankruptcy. However, filing for bankruptcy can be a complicated and confusing process, which means you will likely need the assistance of a skilled attorney to ensure that your legal rights are protected. But with all the TV and radio advertisements you come across, it can be hard to decide which ...
    Continue Reading
  • Can I Keep My Tax Refund If I file for Bankruptcy?

    || 8-May-2018

    If you are thinking about filing for bankruptcy, you are likely wondering what will happen to your tax refund during your case. In this blog, we explain what you can do to keep your tax refund if you are thinking about declaring bankruptcy. Is My Refund Part of the Bankruptcy Estate? Yes, your refund is considered a part of your bankruptcy estate. Once your bankruptcy is filed, any of the assets ...
    Continue Reading
  • How Is My Credit Score Determined?

    || 2-Apr-2018

    Your credit score is essentially a reflection of your ability to pay back the money you borrow. The better your score is, the easier it will be to take out a mortgage, car loan, lease, credit card or other forms of credit from lenders like banks and stores. Information about your our credit score is contained in your credit report, which is used by lenders to decide whether your request to borrow ...
    Continue Reading
  • What You Need to Know About Chapter 11 Bankruptcy

    || 15-Mar-2018

    Chapter 11 bankruptcy is sometimes referred to as a “reorganization bankruptcy.” This type of bankruptcy is available for corporations, partnerships, and sole proprietorships. Individuals can also file for Chapter 11 if they have too much debt to be eligible for a Chapter 7 bankruptcy. Before you decide to file for Chapter 11 bankruptcy, you should consult with a bankruptcy attorney to ...
    Continue Reading
  • Rebuilding Your Credit: Credit Cards to Use After Bankruptcy

    || 15-Feb-2018

    Many people become discouraged about their credit score after filing for bankruptcy. Depending on the type you filed, a bankruptcy can be listed on your credit report for up to 10 years. Even after your bankruptcy is discharged, there is a good possibility that your credit score will remain low until you take the necessary steps to begin rebuilding your credit. In this blog, we explain how to ...
    Continue Reading
  • 5 Types of Bankruptcy

    || 15-Jan-2018

    If you are considering bankruptcy, you are probably wondering how to get started and what kind of options are available for you. In this blog, we explain 5 different types of bankruptcies to help you determine which option is right for you. Chapter 7 Bankruptcy Sometimes called “liquidation,” "straight bankruptcy," or “complete bankruptcy,” Chapter 7 is perhaps ...
    Continue Reading
  • Does Bankruptcy Eliminate My Student Debt?

    || 15-Dec-2017

    Some people file for bankruptcy under the assumption that their student debt will be eliminated. But does this work? In this blog, we explain if it is actually possible to have your student debts eliminated through bankruptcy. Declaring bankruptcy will not automatically discharge your student loans. Under a Chapter 13 Bankruptcy, your student debt is typically added into your repayment plan. ...
    Continue Reading
  • How to Protect Yourself Against Creditor Harassment

    || 20-Nov-2017

    When you are facing bankruptcy, you may be dealing with annoying calls from creditors on your personal phone, at your place of business, and even calling family members looking for you. Despite being behind on your bills, you do not need to endure poor treatment from creditors. The Fair Debt Collect Practices Act established several laws for creditors and debt collections practices. Even if you ...
    Continue Reading
Go to page 1 2 3   Next