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Over 70 Years of Combined Legal Experience

Experienced lawyers who are committed
to aggressively protecting what matters
most to you.

Representation YOU CAN TRUST

We fight tirelessly to protect your rights,
your freedom, your finances, your family,
and your future.


Contact us right away to schedule
your complimentary case evaluation.

Jacksonville Bankruptcy Lawyers Helping People in Their Time of Need

Jacksonville Bankruptcy & Foreclosure Lawyer

Your Dedicated Team of Jacksonville Lawyers
Here for You When You Need Criminal Defense, Family Law or Debt Relief

Albaugh Law Firm is here for you when you need a lawyer to advise you and represent you if you’ve been arrested, if you are going through a divorce, or if you are struggling with debt and need to know your options. Our Jacksonville bankruptcy & foreclosure lawyers have been helping people in Jacksonville for decades and have handled thousands of cases like yours. Call Albaugh Law Firm in Jacksonville to get started with immediate help and a free, confidential consultation on your matter.

The Albaugh Law Firm Difference – Personal Attention, Communication and Results

Lots of law firms promise personal service to their clients, but they don’t all deliver. Solo practitioners tout their personal relationships with clients, but they quickly get overwhelmed and don’t have the resources to keep up with their caseload efficiently. Larger law firms excel in efficiency with their teams of paralegals, investigators and case managers, but clients rarely interact with their lawyers or feel informed or involved about what’s going on. At Albaugh Law Firm, we are just the right size to meet our clients’ needs with efficiency and professionalism, while at the same time providing a high level of personal attention and client communication. You’ll meet your attorney and have access to them whenever you have a question or need an update on the status of your case. We are committed to helping people in their time of need. That’s why we became lawyers in the first place, and it’s why we came together at Albaugh Law Firm.

A lot of our clients come to us because they were referred by a friend, family member or co-worker who used us in the past. We also have clients who needed us in one area of the law and returned to us when they had a need in an unrelated area. We take these referrals and repeat business as a sign that clients appreciate the results they get just as much as the service and treatment they receive from our attorneys and closely-knit staff. If you are new to our firm, we welcome the opportunity to get to know you and help you with your most pressing Jacksonville legal needs.

Knowledgeable, Aggressive Jacksonville Criminal Defense Lawyers

If you’ve ever been arrested, you know how stressful and frightening the experience is until you get a lawyer. Without legal representation, you feel like you’re at the mercy of the police, prosecutors and judges you encounter. They push you through the system and make you feel like your options are severely limited. Once you get an attorney on your side, however, things change. Now you know what your options really are, and you get a realistic picture of your situation. Your lawyer lets you know what to expect and prepares you for any courtroom appearance.

More importantly, your lawyer stands up for you and advocates for you at every stage. An experienced criminal law attorney isn’t intimidated by the process and is ready to go toe-to-toe with prosecutors, whether negotiating a plea agreement or taking the case before a judge and jury. The Jacksonville criminal lawyers at Albaugh Law Firm are former Florida prosecutors. They have been on both sides of the aisle and handled cases across the spectrum of misdemeanor and felony charges in Jacksonville. From DUI to assault and battery, from traffic tickets to drug offenses, you can trust the criminal defense team at Albaugh Law Firm to handle your Jacksonville criminal charges competently and efficiently, pursuing the strategy most likely to result in a satisfactory outcome you’ll be pleased with.

Compassionate Advice and Skilled Representation in Jacksonville Divorce and Family Law

Divorce is never easy. It doesn’t matter if you are the spouse filing the papers or the one being served, or if you both agree on the necessity to end the marriage and wish to part ways amicably. In any divorce, you still have to work out important matters such as child custody, child support, visitation and time-sharing, alimony and spousal support. The decisions you make in these areas are momentous and have a lasting impact. The Jacksonville family lawyers at Albaugh Law Firm are here to help you resolve these matters amicably and efficiently, creating practical solutions that work for your family. When the parties are too far apart or can’t communicate effectively, our experienced litigators provide strong, capable representation in the courtroom to protect your rights and achieve an outcome that meets your needs. We are with you for any Jacksonville family law matter pre or post-divorce, including paternity actions, modification or enforcement of court orders, and relocation and move-away cases.

Practical Advice and Knowledgeable Assistance in Jacksonville Bankruptcy Matters

Bankruptcy is never anybody’s first choice for dealing with debt issues, but there are times when bankruptcy is not only appropriate but is the best decision and should definitely be pursued. The nation’s bankruptcy laws are here for your protection, and our experienced Jacksonville bankruptcy lawyers are here to help you make the most out of those laws and deal with your debt effectively. We help people get a fresh start through Chapter 7, eliminating burdensome credit card debt, medical debt and even student loans. If you are upside down on your mortgage, we can help you stop a foreclosure in its tracks and even modify the mortgage through a Chapter 13. We can also help you outside of bankruptcy with aggressive foreclosure defense, skillful loan modification, or practical alternatives like short sales. We can counsel you and assist you on the full range of debt relief options, from debt settlement to debt lawsuit defense. Don’t put up with a desperate financial situation any longer; call Albaugh Law Firm for help with bankruptcy and debt relief in Jacksonville.

Call Your Jacksonville Bankruptcy, Criminal Defense & Family Lawyers Today

If you need assistance in criminal law, family law or bankruptcy in Jacksonville, Albaugh Law Firm is the one to turn to. Call today for a free, confidential consultation, and get started now getting the results you need.

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Stars “Professionalism, Responsive and Value”

The best attorney Mrs. Cheryl McRae helped me out a lot she got my case dropped which was a felony and she did get my case dropped due to COVID-19... Read More

- Mike
Stars “Honest, Straight Forward and Professional”

This is this kind of firm and professional you wish to deal with when you need lawyer. I have an ongoing divorce case and I have been misguided by the firm I contracted. My lawyer made so many mistakes in a case that should have been easy to handle and ... Read More

- Estelle Burke, VA
Stars “Top Notch Representation”

I was lucky enough to have Tom Walker representing me when I found myself thrown into a devastating and extremely complicated family law matter. Tom was patient and understanding from the very beginning. I could tell he was genuine and truly cared about the ...Read More

- Julie Palm Coast, FL
Stars “Perfect team”

Mary was my first contact and she was so helpful when I called, Bill was calling me back within 10 minutes. He heard my case and took me on and put my life back in place. Thank you. I will always recommend to anyone in need of a lawyer for anything ... Read More

- Estelle Burke, VA
Stars “Firm, fair, knowledgeable”

We hired Tom before he was with the firm he is now. We went over what needed done, he quoted us a more than fair price and did above & beyond what he agreed to for just that. We ran in to snags because of opposing party dragging her feet, but Tom was 1 step ahead ...Read More

- Jeff St. Augustine, FL
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What Do the Different “Chapters” of Bankruptcy Mean? Which Should I Use?
“Chapter” refers to parts of the Federal Bankruptcy Code. Different types of debtors rely on different parts of the bankruptcy code to file. Most individual debtors file under Chapter 7 or Chapter 13. In Chapter 7, a...
Will I Lose My House if I File for Bankruptcy?
Filing for bankruptcy under Chapter 7 or Chapter 13 will put an automatic stay on collection proceedings, including foreclosure. Chapter 13 may even help you eliminate a second or third mortgage through lien-stripping...
Will I Lose My Car and Other Property if I File for Chapter 7 Bankruptcy?
Chapter 7 bankruptcy involves the collection and sale of non-exempt assets to repay as much of your qualifying debt as possible and then discharge the remainder. Florida and federal bankruptcy laws carry a number of...
Who Will Know About My Bankruptcy?
Bankruptcy filings are public. However, the only people who are directly notified are your creditors and co-debtors. Your friends, family, and coworkers will likely only find out if you decide to tell them. If you fall...
Can I Get a New Credit Card After Filing for Bankruptcy?
Although bankruptcy does affect your credit score, most bankruptcy filers can start applying for credit cards again soon after receiving a discharge. The terms of the new cards are likely to be different from the credit...
How much does it cost to file for bankruptcy?
You will have to pay court filing fees to declare bankruptcy. Currently, it costs $335 for a Chapter 7 filing and $310 for a Chapter 13 filing. You may have to pay an additional $15 to $20 fee to the bankruptcy trustee...
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A TEAM WITH MORE THAN 70 Years of Experience Combined
Ryan Albaugh
Cheryl A. McCray
Thomas F. Walker
Ryan Albaugh
Ryan M. Albaugh, ESQ.

Attorney Ryan M. Albaugh has been named one of the Top 100 Trial Lawyers. His practice includes litigation related to criminal defense, foreclosure defense, bankruptcy, family faw, and injury cases. With over 15 years of experience, Ryan has handled thousands of cases, including over 50 jury trials. Ryan’s experience as a litigator provides him with the knowledge necessary to protect his clients and fight for what is right.

Ryan has practiced law since 1999. He received his undergraduate education from the University of Iowa, Iowa City, Iowa and his law degree from Golden Gate University School of Law, San Francisco, California. He was admitted into the California Bar in 1999 and the Florida Bar in 2005. Following tenures as a criminal prosecutor and private trial attorney, he established The Albaugh Law Firm in St. Augustine, Florida.

Cheryl A. McCray, ESQ.

Cheryl A. McCray began her pursuit toward becoming an attorney after she graduated summa cum laude from Marshall University in Huntington, West Virginia. She earned her juris doctor degree from Duquesne University in Pittsburg in 1984 and was admitted to the West Virginia Bar shortly after. Cheryl then gained entrance into the Ohio Bar in 1985 and the Florida Bar in 2002.

Since 1984, Cheryl has focused her efforts on Family Law and Criminal Defense. She started her career representing Family Law and Personal Injury clients at various law firms. She then opened her own practice and handled a majority of Family Law Cases. With over 26 years of experience, there is no doubt that Cheryl is a respected and knowledgeable attorney.

Thomas F. Walker ESQ.

Thomas F. Walker began his career in Boca Raton, Florida in 2006. He received his undergraduate degree from the University of South Florida and his law degree from Nova Southeastern University in Fort Lauderdale Florida. After meeting his Jacksonville-native wife, Tom relocated to the area and joined a large personal injury law firm handling Personal Injury, Civil Litigation, Criminal Defense and Family Law cases. Tom later worked in private practice handling Family, Criminal and Personal Injury cases in Nassau, Duval, Clay and St. John’s counties. Tom built an excellent reputation in the local legal community and in 2015 Tom was offered and accepted a position with Albaugh Law Firm where he will be focusing in Family Law, Criminal Defense and Personal Injury Law.

Tom has handled thousands of cases for clients over the span of his decade-long legal career. He has experienced most potential legal issues that may arise in Family, Criminal or Personal Injury cases.

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