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St. Augustine Wage Garnishment Lawyer

Protecting Your Hard-Earned Pay from Seizure

Bills can pile up for even the best of us, and no matter how hard you try, there is always the possibility that you will fall behind on your payments. In the event that you should fall behind on payments to a creditor, a creditor may sometimes seek an order against you requiring your employer to withhold a certain amount of your paycheck until your debt is satisfied, known as wage garnishment. Garnished wages can cause significant financial harm and can cause as much as 25% of your take-home pay to be sent directly to your creditors, potentially putting you into an even bigger financial hole.

If you are facing wage garnishment, contact the experienced St. Augustine wage garnishment lawyers at Albaugh Law Firm. With more than 50 years of combined experience representing the rights of financially struggling clients throughout St. Augustine, Florida, our skilled team of advocates can ensure your rights are protected and guide you towards a financially secure future.

Struggling with debt? Schedule a complimentary case review today to review your legal options.

Limitations on Wage Garnishment in Florida

The state of Florida has numerous restrictions on the amount of money that a creditor can have garnished from your wages. While federal wage garnishment laws are followed for the most part, the state has additional exemptions. In most cases, creditors who are issued judgments are given the power to withhold a maximum of 25% of a debtor’s wages. With the exception of owed taxes, support payments, and student loans, creditors may only garnish your wages if they receive a court judgment granting them this right.

Wage garnishment can be used to collect a variety of debts, including:

  • Student loans
  • Back taxes
  • Child support
  • Spousal support
  • Credit card debt
  • Medical bills

Under some circumstances, debtors who meet a minimum threshold may be eligible to have an even lower amount garnished. Likewise, debtors can oftentimes have wage garnishments ceased under the “automatic stay” injunction associated with Chapter 7 bankruptcy. Our team of advocates can review the specifics of your situation and help you pursue a strategy that best fits your goals.

Your Time to Act is Short – Contact Us Today

While in most cases individuals are given 30 days to contest a wage garnishment action, in some instances, you may have as little as five days. As such, it is imperative you get in touch with a Jacksonville bankruptcy lawyer from our firm as soon as possible. We have an intimate understanding of your rights as a consumer and can provide the unwavering support you need to protect your hard-earned wages. From filing an official objection and negotiating with your creditors to assisting you with filing for bankruptcy, we can help you get through this uncertain time and get you on the road towards a financial clean slate.

Take the first step towards financial stability by getting in touch with our office online today.

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