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Monthly Archives: September 2026

How to Stop Wage Garnishment in Jacksonville and St. Augustine

By Albaugh Law Firm |

Few things are more alarming than opening a paycheck and finding a chunk of it missing. Wage garnishment in Florida usually means a creditor has already sued you, won a judgment, and obtained a writ directing your employer to withhold part of your earnings. The good news is that Florida law offers strong protections,… Read More »

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Debt Settlement & Bankruptcy

By Albaugh Law Firm |

What Jacksonville Residents Should Know Late-night commercials promise to cut your debt in half without bankruptcy. The pitch sounds appealing, especially if you are worried about your credit or feel that filing is a personal failure. But debt settlement and bankruptcy are two very different tools, and choosing the wrong one can cost Jacksonville… Read More »

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Chapter 7 vs. Chapter 13 Bankruptcy

By Albaugh Law Firm |

Which Is Right for You in St. Augustine? If debt has become unmanageable and collection calls are a daily event, bankruptcy may be the fastest path back to stable ground. For most St. Johns County residents, the decision comes down to two options: Chapter 7 and Chapter 13. Both are filed in the Jacksonville… Read More »

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