Category Archives: Credit Score
Does Bankruptcy Stay on Your Credit Report?
If you are dealing with past due bills and other forms of debt that you can’t seem to keep up with, then bankruptcy might be the right option for you. Before you file for bankruptcy, you should first learn about the long-term consequences. In this blog, we tell you if filing for bankruptcy will… Read More »
How Is My Credit Score Determined?
Your credit score is essentially a reflection of your ability to pay back the money you borrow. The better your score is, the easier it will be to take out a mortgage, car loan, lease, credit card or other forms of credit from lenders like banks and stores. Information about your our credit score… Read More »
Rebuilding Your Credit: Credit Cards to Use After Bankruptcy
Many people become discouraged about their credit score after filing for bankruptcy. Depending on the type you filed, a bankruptcy can be listed on your credit report for up to 10 years. Even after your bankruptcy is discharged, there is a good possibility that your credit score will remain low until you take the… Read More »
Tips to Fix Your Credit Score After Bankruptcy
People faced with unpayable debt that burdens them day in and day out often need bankruptcy to escape it. More often than not, this means using Chapter 7 bankruptcy to discharge as much debt as possible. For all the good that bankruptcy filings can bring, they can bring consequences, mainly damage to a filer’s… Read More »
What Happens to My Credit Report During Bankruptcy?
Many individuals are hesitant to file for bankruptcy out of fear of how it may affect their credit score. In fact, one of the most common myths about bankruptcy is that filing for bankruptcy will forever tarnish a person’s credit and make it nearly impossible for them to ever receive a loan or credit… Read More »